Visit Main Site of Holistic Vision With Dr. HermanSJr. Return to Home Page

The game for believers, non-believers, and skeptics alike who seek practical and immediately-applicable solutions to highly-complex life and business issues; because just as air and gravity affect all regardless of one's belief in them, the science behind Psychological Tarot and Occult Science affects all's efforts.

Hermetic Holism:

The Game Of
Psychological Tarot
Occult Science

The Fun Way To Supercharge Minds & Lifestyles

A Creation of Dr. HermanSJr.

- For One Or Multiple Players -

- For Individuals & Companies -

Deviant Moon Tarot Is Used By Dr. HermanSJr.
(but Tarot of your choice can be used instead)

Deviant Moon Tarot

Workbook Used To Quickly Supercharge Minds & Lifestyles
(Authored By Dr. HermanSJr.)


How This Game Changes You

Play the fun and intense game that uses Tarot to revamp your entire core (vision and mindset) by bending, twisting, breaking, and rebuilding. This deceptively-simple, psychological tool and method is used across years, countries, industries, and languages to divorce people from their own thinking foundations and force immediately practical step-change in all landscapes of their lives, whether they believe in Tarot or not. It is created and used by Dr. HermanSJr. for multi-million dollar companies, universities, doctors, law enforcement, engineers, psychologists, creatives, religious organizations, and many others across the world.

  • Enhanced risk management
  • Enhanced E.Q.
  • Enhanced I.Q.
  • Enhanced vision
  • Team-Building ability
  • SWOT analysis ability
  • Enhanced open-mindedness
  • Enhanced interpretation ability
  • Enhanced novelty/creativity
  • Complex problem-solving ability
  • Enhanced critical-thinking
  • Enhanced inclusivity mindset
  • Decreased bias/prejudice
  • Decreased mental fog
  • Enhanced company-culture/cultural-sensitivity
  • Ability to translate atmospherics using Tarot as a Rorschach-like and Thematic Apperception Test (TAT)-like tool
  • Systems-thinking mindset using the System of Interconnectivity
  • Ability to use scientifically-valid Occult Science
  • Enhanced pressure-handling ability


  • Follow the game orchestration of Dr. HermanSJr. via a live video call (Zoom, Whatsapp, Teams, Skype)
  • Draw Tarot cards throughout the game and complete drills with those cards to reveal, break and rebuild their entire core
  • Contemplate various given-scenarios and answer deceptively-simple questions involving Tarot, Occult, Business, Operations, Etymology, Physics, Education, Society, Culture, Metaphysics, and other topics
  • For Companies: Answer questions based on the effects, drawbacks, and benefits of cult-entropy on biosystems during a live video workshop by Dr. Chandra Babu (PhD), Founder-Chancellor of the international university-level academy Right Academy & Research Center


  • Define "Magick", then describe why there is so much ridicule towards Magick.
  • Draw a Tarot card. Describe all, or at least most of the details illustrated as they pertain to your current general-life-atmosphere.
  • Guided by Dr. HermanSJr., discuss how Newton's Second Law of Motion, a quote (erroneously) attributed to Einstein, a lesson on aeronautics taught by a NASA experts, Occam's Razor, and a vocabulary homework assignment from a teacher for students all relate to business and personal efficiency.
  • Draw a Tarot card. Argue how it illustrates a negative atmosphere, ensuring to describe how all or at least most of the details illustrated represent negative variables. Then, argue how that same Tarot card illustrates a positive atmosphere, ensuring to describe how all or at least most of the details illustrated represent positive variables.
  • Define "Fear", then describe the foundation behind creating a lengthy scary scene in a scary movie.
  • Draw a Tarot card. Imagine that same card was drawn by a 63-year-old retired taxidermist trying to decide which country is best-suited for his/her aspiring pension-funded life. S/He interprets the card and decides the card directs him/her to Georgia. Similar to a reverse-like Thematic Apperception Test (TAT), and similar to an investigator, or someone reverse engineering a product/situation, describe how such a person could have ascertained that conclusion from that card.
  • State who you believe are the top three greatest thinkers across space and time? Why?
  • Draw a Tarot card. Imagine you are a manager at an international, multi-billion dollar company building your five-personnel-team for inter-operational process efficiency oversight. Each person will have 100 staff under them with five direct-reports. The Tarot cards represent the personnel files if all candidates. Pick five cards that display the team members you deem best-suited for this high-level task. Explain why you chose each card; which aspects of each card represent which characteristics of each team member; which possible negative, or less-desired traits you must monitor, as revealed by which aspects of each card.

4-Hour Game
$200 USD (Per Individual)
Contact For Price (For Companies)

Pay via PayPal or Credit Card (No PayPal Account Needed)

Pay via PayPal or Credit Card (No PayPal Account Needed)

Dr. HermanSJr.

Dr. HermanSJr.

Dr. HermanSJr.'s Website

Dr. HermanSJr. is the globally-sought-after Global Change Agent for entities across countries, industries and languages. He is a Harvard University-published writer, two-time author, writer of +50 academic, business and personal papers, instructor and academic judge at multiple universities and academies across the world, and expert featured in media platforms across countries, industries and languages. He also is an expert Psychological/Academic Consultant for an international cyber investigation company to Fortune 100 & federal agencies. He founded, consults on and teaches Holistic Vision via highly-engaging workshops of intense and deceptively-simple psychological drills. His method uses the System of Interconnectivity and Psychological Strategy.

He also founded the "Holism For Advancement Roundtable" (which was +10-years-in-the-making) which would consist of the greatest thinkers and change agents across countries and industries who posses the most "blank-slated" visions and mindsets, so to allow all ideas, however seemingly-impossible or contrary to any status quo, and present immediate, no-nonsense, simple and powerful solutions to highly-complex world issues. This roundtable would then combine their ideas into holistic strategies/solutions that force step-change across all landscapes.

As a pre-off-shoot of the roundtable, in late 2018 he founded the international collaborative article series "Holism For Advancement", which is also collated into an ezine. The series is co-authored by experts and laypeople across countries, industries and languages so to teach how to use the collective of multiple visions and mindsets to solve highly-complex issues that stifle human and social capital across the world. Thus far the series has published 13 articles and is authored by 15 various people (e.g. doctors [J.D., M.D. and Ph.D.], pagans, religious experts, media hosts, authors, police, entrepreneurs, firefighters, military personnel, artists, TEDx speakers and others).

He also founded the "World Education Collaboration" consisting of independently-governed world experts collaborating across countries, industries and languages to maximize human capital and create Agents-of-Change in order to advance the world economy via game-changing education and consultation that forces step-change across all landscapes. This collaboration is sponsored by universities and academies, and businesses across the world. Collaborators are consultants, entrepreneurs, instructors and professors, Ph.D.s, PostDocs, and others who are experts across various landscapes (so to profess the message and mandate of holistic education, holistic thinking, and holistic action).

Dr. Herman is a lifelong autodidact, Interdisciplinarian and humanitarian who always felt a mandate to be around, study and connect with as many differing people and things as possible. He also always felt a mandate to absorb every piece of information possible since 8-years-old when he started his first serious self-study: the Russian language; since then his languages study numbers 30 languages. His study of a trove of other subjects is innumerous. For this reason he tries to sleep as little as possible. During his studies he felt the need to connect seemingly-unrelated topics to create unorthodox solutions to simple and complex short- and long-term issues. While he possesses six university degrees, most of his lifelong study is done without formal education, instructors, or guides.

Taking this collective knowledge and skill (he terms "Holistic Vision"), he consults to and trains entities across countries, industries and languages on the ability to see people, issues, opportunities, emotions, businesses, the entire world in ways most can never begin to imagine. This Holistic Vision is what continues to push his clients, and himself, to force step-change across all business, educational, personal and societal landscapes.


  • Doctorate of Metaphysical Psychology
  • Master of Arts in Linguistics
  • Master of Metaphysical Science
  • Bachelor of Arts in Interdisciplinary Studies
  • Bachelor of Metaphysical Science
  • Associate of Arts in Liberal Arts
  • Certified Ordained Metaphysical Minister
  • Certified Metaphysical Practitioner
  • Ultimately pursuing a second (secular) doctorate


  • Halted annual call center revenue-bleed of $2.5MM
  • Decreased annual medical clinic costs +$50k
  • Decreased daily required staff work hours 50% of medical clinic
  • Increased monthly medical clinic sales 125%
  • Increased retail store staff retention to 100%
  • Increased management productivity 150%
  • Increased non-management staff productivity 175%
  • Decreased non-management staff turnover 95%
  • Increased call center sales 200%
  • Increased language academy sales 150%
  • Increased retail store sales ranking from 14 to 1 in four months in a region of 24 stores
  • Cultivated corporate culture of empowerment, efficiency, cost-cutting, team-building & perpetual learning
  • Uncovered innate (subconscious) career/degree desires for adults and students


  • Azerbaijan
  • China
  • France
  • Georgia
  • India
  • Italy
  • Kenya
  • Malawi
  • Moldova
  • Morocco
  • Netherlands
  • New Zealand
  • Spain
  • Thailand
  • Turkey
  • UK
  • USA
  • Vietnam
  • Zimbabwe


  • Multi-Million Dollar Companies
  • Universities
  • Doctors
  • Foodservices
  • Law Enforcement
  • Holistic Health Practitioners
  • Human Resources
  • Underprivileged Groups
  • Non-Profits
  • Call Centers
  • Retailers
  • Salespeople
  • Actors
  • Artists/Creatives
  • Authors
  • Business Analysts
  • Chiropractors
  • Church Leaders
  • Engineers
  • Entrepreneurs
  • Environmentalists
  • Families
  • Jobseekers
  • Managers
  • Marketers
  • Pagans
  • Private Investigators
  • Professors
  • Protection Specialists
  • Psychologists
  • Scientists
  • Social Activists
  • TEDx Judges & Speakers
  • Travel Agents
  • Translators
  • Voiceover Artists
  • Writers


  • Using Cybersafety To Stay Safe On The Internet, 2017 (DVD 1: For Teachers, DVD 2: For Students), In Partnership with eSense Learning Private, Ltd., Navneet Foundation & Right Academy & Research Center


  • Resetting Your Mindset: Using Universal Foundations That Surround You Every Day, 2017 (U.S. Library of Congress: LCCN #2017954860), Mandatory textbook for university-level international academy
  • Seeking Truth While Sifting Through A Global Practice, 2011 (U.S. Library of Congress: PN167.S25, 2011), Supplemental textbook for U.S. university


  • Holism For Advancement Roundtable: Seeing & Combating Inculcated, "Invisible" Negative Systems, Holism For Advancement Roundtable, July 11, 2020
  • Holism For Advancement Roundtable: Reversing The Pain Of Today's Worldwide Uncertainty, Holism For Advancement Roundtable, June 13, 2020
  • Virtual International Conference On Practical, Immediate & Holistic Strategies For Step-Change In Operational, Financial & Human Capital Systems Amidst COVID19, Lockdown & Economic Uncertainty (Dr. HermanSJr.'s Presentation: "Using Holistic Vision To See Universal Foundations Underlying All Scenarios"; Dr. Chandra Babu (Ph.D.) of Right Academy & Research Center's Presentation: "Creating Certainty In Business & Society Amidst Uncertain Times", Platinum Sciences, May 23, 2020
  • Virtual International Seminar On Clinical Research ("Applying Holistic Vision To Force Business & Social Step-Change Using Psychological Strategy & The System Of Interconnectivity In COVID19, Clinical Research & Other Highly-Complex Landscapes"), Organized By Dr. Chandra Babu (Ph.D.) of Right Academy & Research Center, May 10, 2020
  • Resetting Your Mind For Your College, Exams & Career, Birla College, March 20, 2017
  • Easing Your Pains via Mindset Resetting, National Symposium on Frontiers in Applied Biological & Chemical Sciences FABCS) at CHM College, February 10, 2017
  • Analyzing the Practice of the Psychological Strategist: The Psychological Strategy on Building or Restoring an Empire, Northeastern Illinois University Research Symposium, April 17, 2015
  • No Nonsense: The Science Behind Positive Thinking & Coaching To Build Your Prosperous Life (Conducted With Linguist, Latin Teacher & Publisher Peter Sipes [M.A., M.Ed.]), Alchemy Arts Occult & Metaphysical Supply Store, June 14, 2014
  • A Discourse Analysis of the Lexicon & Concepts in Human Potential on Improving One's Professional Life for Practical Application in Business, Northeastern Illinois University Research Symposium, April 11, 2014


  • A Hero Lost, A Legend Born, Harvard University Hutchins Center's Transition Magazine Issue 124, October 2017

Online Papers

  • Your Practical & Immediately Applicable Holistic Solution To Overcome & Reverse The Effects Of World Uncertainty, Medium.com, October 15, 2020, co-authored with Dr. Ian Pearson (B.Sc., D.Sc.[hc], CITP, MBCS, FWAAS), Dr. Ravishanker Babu (B.S., M.S., Ph.D.), Thomas Dolan (B.A., M.A.), Mariyam Al-Jraki (B.A.), edited by Peter Sipes (M.A., M.Ed.). --- Published In English & Arabic ---
  • Using Holistic Vision To Become A Game-Changing Multitasker & Problem-Solver, Medium.com, October 11, 2020, edited by Peter Sipes (M.A., M.Ed.).
  • Solving The Highly-Complex, Debilitating & Ailment-Inflicting Issue Of Inculcated Materialism For Healthier, Happier & Rewarding Lives, Medium.com, May 1, 2020, co-authored with Dr. Sophie Sohyun Bae (B.S., J.D.), Michael Luchies (A.S., B.S.) and Steve Obregon (A.S.), edited by Peter Sipes (M.A., M.Ed.).
  • Liberal Arts: A Key to Game-Changing Thought & Action to Force Step-Change In All Business, Educational, Personal & Societal Landscapes, Medium.com, April 20, 2020, co-authored with Miguel Conner (B.A.), Guillaume Caillaud (B.A.) and Quincy "Q" Shelton, edited by Peter Sipes (M.A., M.Ed.).
  • Divorce From Insincerity & Nonsense In LinkedIn (& Elsewhere), LinkedIn, March 22, 2020
  • Storytelling: A Holistic Vision Tool To Powerfully Communicate With People Of All Levels, Medium.com, November 4, 2019, co-authored with Dr. Chandra Babu (Ph.D.), Michael Luchies (A.S., B.S.), Miguel Conner, (B.A.), Steven Obregon (A.S.) and Ke Huang, edited by Peter Sipes (M.A., M.Ed.).
  • Learn Holistic Problem-Solving By Seeing The World & Your Issues Thru The Vision & Mindset of a Female Future-Petroleum Geologist, Medium.com, April 27, 2019, co-authored with Mena Jamal (B.A., M.Sc.), edited by Peter Sipes (M.A., M.Ed.).
  • How to Implant Multiple Visions & Mindsets Into Your Thinking Foundation So To Mimic the Exceptional Holistic Problem-Solving Expertise of Nature's System of Interconnectivity, Medium.com, February 5, 2019, co-authored with Mr. Levino and Steve Obregon (A.S.), edited by Peter Sipes (M.A., M.Ed.).
  • Benefiting From the Underlying, Hidden-in-Plain-Sight Universals Found in Nature’s System of Interconnectivity, Medium.com, January 27, 2019, co-authored with Dr. Pooja Gupta Aggarwal (Ph.D.) and Steve Obregon (A.S.), edited by Peter Sipes (M.A., M.Ed.).
  • The New Era of Holism for Maximum Health & Safety, Medium.com, December 29, 2018, co-authored with Dr. Rohit Patil and Steve Obregon (A.S.), edited by Peter Sipes (M.A., M.Ed.).
  • Whether You Are A Believer or Not, Tarot Cards Can Guide You By Developing & Enhancing Holistic Problem-Solving Skills, Medium.com, December 7, 2018, co-authored with Kara Lynum (B.S.), edited by Peter Sipes (M.A., M.Ed.).
  • Resolving Incivility In Business By Developing An Interconnected Systems Mindset, Medium.com, November 20, 2018, co-authored with Dr. Pooja Gupta Aggarwal (Ph.D.) and Afnan Alfatih Altayeb Ahmed, edited by Peter Sipes (M.A., M.Ed.).
  • A Call To The Muslim World, Created Off The Theme Of Les Miserables, Medium.com, October 12, 2018, co-authored with Afnan Alfatih Altayeb Ahmed, edited by Peter Sipes (M.A., M.Ed.).
  • All The World’s A Stage & And All The Men & Women Merely (Blind, Idiotic & Vile) Players, Academia.edu, August 3, 2018
  • A Note to Bash Blind-Mindedness & Unite Us In Business & Personal Circles Across the World, LinkedIn, April 12, 2018
  • Resetting Our Mindset to Advance the Blockchain Inline With Humanity, LinkedIn, March 13, 2018
  • Want to Become an Exceptional Thinker in Business & Life? Start by Understanding How to Relieve & Even Stop Physical Pain, Academia.edu, January 31, 2017
  • Advance Your Company by Increasing Your Manpower Without Hiring New Staff, Academia.edu, November 16, 2016
  • Solving Complex Issues in Your Business & Life By Resetting Your Mind, Academia.edu, October 11, 2016
  • If You Do Not Reset Your Mind You Will Never See the Big Picture & Stop Losing Opportunities in Business & Life, Academia.edu, September 10, 2016
  • Interconnectivity Resets Minds to Solve Complex Issues in Business & Life, Academia.edu, August 25, 2016
  • Destroy Your Threats to Business/Individual Performance Before They Destroy You, Academia.edu, July 30, 2016
  • Is Ben Franklin Ruining Your Career? Why You're a Pushover with TEDx Speaker & Former YAHOO! Reporter Michael Luchies, LinkedIn, April 23, 2015
  • The Strategy of Using Specific Subconscious/Psychological Techniques to Influence A Target and Bring About One's Goal, University of Sedona, March, 2015
  • A Discourse Analysis of Psychic Mechanics of Success in Metaphysics Versus Business/Leadership Mechanics of Success for Improving One's Life, University of Metaphysics, March 2014
  • Unifying Humanity Under the Umbrella of Intellect, Academia.edu, December 15, 2012
  • Society's 'Others' Group: A Numerous Group of People Consisting of Nobody, Academia.edu, December 10, 2012
  • Common Sense, Logic & Critical Thinking Lead Our Lives, Except When It Comes to Religion, Academia.edu, July 13, 2012
  • Ingredients of a Disconnected & Self-Destructive World: Space & Rivaling Atomic Nuclei & Electrons, Academia.edu, April 12, 2012
  • Is Quantum Physics the Divine Science?, Academia.edu, March 23, 2012
  • My Religion Is True, But Everyone Says I Am Going to Hell, Academia.edu, March 22, 2012
  • Ad Populum: 98% Of the World's Population Believes in a God, So That Proves His Existence, Academia.edu, March 17, 2012
  • Torturing Offspring When They Lack Understanding Is Repugnant, No Excuse, Academia.edu, March 17, 2012


  • Q & A Session: Mohamed Shedou & Dr. HermanSJr. - Problem-Solving Skills With Holistic Vision (Instagram Live Show With Arabic Translation), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou, December 19, 2020
  • How To Bring America (Or Any Desired Atmosphere) To Your Life When You Cannot Be A Part Of It Yet (Part 1 of 2), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou, November 16, 2020
  • The West vs. Arab World A Comparison Between The West & The Arab Countries From The Point Of View Of My American Friend (Part 2 of "USA vs. Europe A Comparison Between Europe & America From My American Friend's Point Of View") (With Live Arabic & English Translations), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou, August 24, 2020
  • USA vs. Europe A Comparison Between Europe & America From My American Friend's Point Of View - Part 1 (With Live Arabic & English Translations), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou, August 16, 2020
  • What is Holistic Vision?, Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou (guest appearance with Former Police Officer, Former U.S. Navy Chief Petty Officer & Seabee, Former Firefighter & Entrepreneur Steve Obregon), February 9, 2020
  • Religions & World Peace? (Part 2), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou (guest appearance with Retired World Religions Professor & Associate Dean Thomas Dolan), February 1, 2020
  • Religions & World Peace? (Part 1), Mohamed Shedou Show with Published Author & Business Analyst Mohamed Shedou (guest appearance with Retired World Religions Professor & Associate Dean Thomas Dolan), February 1, 2020
  • Reversing Idiocracy With Gnosticism, Aeon Byte Gnostic Radio with Best-Selling Author Miguel Conner, June 15, 2019
  • People of Distinction with Al Cole From CBS Radio: Dr. HermanSJr., People of Distinction with Al Cole From CBS Radio, April 22, 2019
  • S2 Ep 3-Dr. HermanSJr.: Resetting Minds to Maximize Performance, Smartpreneur Radio, August 22, 2016
  • Metaphysical with Dr. HermanSJr., The Cindy Paulos Show, June 7, 2016
  • Metaphysical Insights with Dr. HermanSJr., KUOS FM Metaphysical Talk Radio, June 5, 2016
  • Spreading Science to Metaphysics, Mind Body & Soul TV - Conscious Evolution Media Network, June 4, 2016
  • 57: Reprogramming Your Mind with Dr. HermanSJr., TREPEX Podcast for Entrepreneurs, December 29, 2015
  • Using Psychological Strategy in Business: Interview with HermanSJr., The Michael Luchies Show, May 13, 2015
  • HermanSJr. Returns to The Talk 2 Q Radio Show-Psychological Strategy, The Talk 2 Q Radio Show with Q, March 24, 2015
  • Q-on-1 with HermanSJr., The Talk 2 Q Radio Show with Q, February 1, 2015
  • Where Diamond Minds Meet with HermanSJr., Where Diamonds Meet - A New Conversation for Change, January 29, 2015
  • Quantum Physics, Morphogenetic Resonance & Society with HermanSJr., Just Energy Radio with Dr. Rita Louise, May 15, 2014
  • How Science Supports Gnosticism with HermanSJr., Aeon Byte Gnostic Radio with Best-Selling Author Miguel Conner, May 3 & 4, 2014
  • The Anthony Peake Consciousness Hour: HermanSJr., The Anthony Peake Consciousness Hour, April 6, 2014
  • Dr. HermanSJr. Logic & Common Sense, The Hundredth Monkey Radio, January 19, 2014
  • Meet HermanSJr., Author & Researcher, With Five Questions: Conversations with Creative Professionals in Business & the Arts, January 1, 2014
  • The Jiggy Jaguar Show: Interview with HermanSJr., KJAG Radio/TV - The Jiggy Jaguar Show, September 27, 2013
  • Truth Seeker: Interview with HermanSJr., YAHOO! Voices, April 22, 2013
  • Author Talk with HermanSJr., Business Speakers Radio Network, April 2, 2013
  • HermanSJr.: Seeking Truth While Sifting Through A Global Practice, Author & Book Buzz, March 29, 2013
  • HermanSJr. on the Spiritual But Not Religious Show, Spiritual But Not Religious Show, April 24, 2012
  • Singularity with HermanSJr., Aeon Byte Gnostic Radio with Best-Selling Author Miguel Conner, April 14 & 15, 2012

2011 Dr. HermanSJr. All rights reserved. 2009 Platinum Sciences. All rights reserved. Unauthorized use or duplication of this material without written permission from Dr. HermanSJr. is strictly prohibited. Do not share, copy, reproduce or sell any part of this material unless you have written permission from Dr. HermanSJr. All infringements will be prosecuted internationally. If you are a client of Dr. HermanSJr. then you may use the material for your own use but not for any other purpose.

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Refunds and exchanges are unavailable at this time for any and all products/services.

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While Dr. HermanSJr. has extensive global experience as a Change Agent in Business and Consulting, Academic, Interdisciplinarian, Researcher, and Metaphysician, is a Certified Metaphysical Practitioner and a Certified Ordained Metaphysical Minister, he is not a clinical psychologist, psychotherapist, physician, or other licensed health care provider. Dr. HermanSJr. strongly advises that you seek professional advice as appropriate before making any health decision for yourself. Any information that may touch upon topics in the medical/health category is based on personal research which is being shared for educational and informational purposes only. It should not be considered as medical advice. It should not be considered as anyone conducting the practice of medicine. It is not intended to substitute for the diagnosis, treatment, and advice of a qualified licensed medical professional. Consult your own doctor or licensed healthcare provider to determine the best course of any treatment for any health issue.

You recognize and agree that there are no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to you about future successes, prospects or earnings, or that you will earn any money, with respect to your purchase of Dr. HermanSJr. products or services, and that no one has authorized any such projection, promise, or representation by others.

Any successes, earnings or income statements, or any earnings or income examples, are only estimates of can possibly be earned, or achieved. There is no assurance you will do as well as stated in any examples. If you rely upon any figures provided, you must accept the entire risk of not doing as well as the information provided. This applies whether the successes, earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to successes, earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as "average earnings".

(i) The Economy. The economy, both where you do business, and on a national and even worldwide scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by Dr. HermanSJr. products and services.

(ii) Your Success Or Lack Of It. Your success in using the information or strategies provided by Dr. HermanSJr. depends on a variety of factors. Dr. HermanSJr. has no way of knowing how well you will do, as he does not know you on any in-depth level, and any success depends on your continued, persistent, and habitual work ethic, dedication, motivation, desire, and business and life skills and practices. Therefore, Dr. HermanSJr. does not guarantee or imply that you will gain success, get rich, that you will do as well, or that you will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

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(iv) Due Diligence. You are advised to do your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with your accountant, lawyer, or professional advisor, before acting on this or any information. You may not consider any examples, documents, or other content on the website or otherwise provided by Dr. HermanSJr., or any of his authorized persons, to be the equivalent of professional advice. Nothing contained on the website or in materials available for sale or download on the website provides professional advice in any way. You should consult with your own accountant, lawyer, or professional advisor for any questions you may have.

Dr. HermanSJr. and his authorized persons assume no responsibility for any losses or damages resulting from your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

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